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Medical and Travel Benefits



 

Section

Premier (S$)

Superior (S$)

Classic (S$)

1. Medical Expenses Incurred Overseas for Sickness or Injury

 

Insured Person (under age 70 years)

2,500,000

1,000,000

200,000

Insured Person (age 70 years or older)

200,000

75,000

50,000

Insured Child in a Family Per Trip Plan

300,000

200,000

200,000

2. Post Trip Medical Expenses Incurred in Singapore
2a. (1) For Injury sustained while Overseas; (2) For Sickness sustained while Overseas and where emergency medical evacuation has been arranged by Travel Guard®

 

Insured Person (under age 70 years)

50,000

25,000

10,000

Insured Person (age 70 years or older

5,000

2,500

1,000

Insured Child in a Family Per Trip Plan

10,000

10,000

10,000

2b. For Sickness sustained while Overseas and medical treatment or follow-up medical treatment upon return to Singapore

 

 

 

Insured Person (under age 70 years)

10,000

5,000

2,000

Insured Person (age 70 years or older)

5,000

2,500

1,000

Insured Child in a Family Per Trip Plan

5,000

2,500

1,000

3. Mobility Aid Reimbursement 2,000 1,000 N/A

4. Medical Expenses – Women’s Benefit

8,000

5,000

2,000

5. Treatment by Physician

750

500

N/A

6. Overseas Hospital Income

50,000

30,000

10,000

7. Hospital Income in Singapore

1,500

1,000

500

8. Emergency Medical Evacuation

Unlimited

Unlimited

500,000

9. Repatriation

Unlimited

Unlimited

Unlimited

Repatriation due to Pre-existing Medical Condition

 

 

 

Insured Person (under age 70 years) 150,000 150,000 150,000
Insured Person (age 70 years or older) 75,000 75,000 75,000
Insured Child in a Family Per Trip Plan 100,000 100,000 100,000
10. Direct Repatriation Unlimited Unlimited Unlimited
Direct Repatriation due to Pre-existing Medical Condition      
Insured Person (under age 70 years) 150,000 150,000 150,000
Insured Person (age 70 years or older) 75,000 75,000 75,000
Insured Child in a Family Per Trip Plan 100,000 100,000 100,000

11. Hospital Visitation

15,000

10,000

5,000

12. Compassionate Visit

10,000

5,000

3,000

13. Child Protector

10,000

5,000

3,000

14. Emergency Telephone Charges

300

250

100

15. Automatic Extension of Policy Period

Yes

Yes

Yes

Personal Accident Benefits

 

Section

Premier (S$)

Superior (S$)

Classic (S$)

16. Accidental Death & Permanent Disability

 

Insured Person (under age 70 years)

300,000

200,000

100,000

Insured Person (age 70 years or older)

150,000

100,000

50,000

Insured Child in a Family Per Trip Plan

100,000

100,000

50,000

17. Common Carrier / Natural Disaster Double Cover

 

Insured Person (under age 70 years)

600,000

400,000

N/A

Insured Person (age 70 years or older)

300,000

200,000

N/A

Insured Child in a Family Per Trip Plan

200,000

200,000

N/A

18. Child Education Grant
S$5,000 per child, maximum of 4 children

20,000

20,000

N/A

Travel Inconvenience Benefits

 

Section

Premier (S$)

Superior (S$)

Classic (S$)

19. Travel Cancellation

15,000

10,000

5,000

20. Travel Postponement

2,000

1,000

500

21. Replacement of Traveller 1,000 500 N/A

22. Travel Cancellation due to Insolvency

5,000

3,000

1,000

23. Travel Curtailment

15,000

10,000

5,000

24. Fraudulent Credit Card Usage

3,000

2,000

1,000

25. Personal Baggage including Laptop Computer

10,000

5,000

3,000

26. Jewellery Coverage

1,000

500

100

27. Baggage Delay

 

 

 

Individual - S$200 for every 6 hours 1,600 1,200 1,000

Family - S$500 for every 6 hours

4,000 

3,000

2,500

28. Travel Documents and Personal Money

8,000 5,000 1,000

29. Travel Delay

 

 

 

Individual - S$100 for every 6 hours 3,000 2,000 1,000

Family - S$S$250 for every 6 hours

7,500 5,000 2,500

30. Kidnap and Hostage

10,000 5,000 3,000

31. Hijack of Common Carrier

10,000 5,000 3,000
32. Personal Liability Abroad 1,000,000 1,000,000 1,000,000

Supplementary Benefits

Section

Premier (S$)

Superior (S$)

Classic (S$)

33. Golf Advantage

 

Damage or Loss of Golfing Equipment

1,500

1,000

N/A

Hole-in-One

250

250

N/A

Loss of use of Green Fees

250

250

N/A

34. Loss of Sporting Equipment 2,000 1,000 N/A

35. Home Guard

5,000

5,000

N/A

36. Car Rental Excess Charges and Return

1,500

1,000

N/A

37. Pet Care

750

500

N/A

38. Disruption Benefits

750

500

100

39. Cover in the event of Terrorism

Yes

Yes

N/A

40. Assistance Service Yes Yes Yes