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Medical and Travel Benefits



 

Section

Premier (S$)

Superior (S$)

Classic (S$)

1. Medical Expenses Incurred Overseas for Sickness or Injury

 

Insured Person (under age 70 years)

2,000,000

500,000

200,000

Insured Person (age 70 years or older)

200,000

75,000

50,000

Insured Child in a Family Per Trip Plan

300,000

200,000

200,000

2. Post Trip Medical Expenses Incurred in Singapore
2a. (1) For Injury sustained while Overseas; (2) For Sickness sustained while Overseas and where emergency medical evacuation has been arranged by Travel Guard®

 

Insured Person (under age 70 years)

50,000

25,000

10,000

Insured Person (age 70 years or older

5,000

2,500

1,000

Insured Child in a Family Per Trip Plan

10,000

10,000

10,000

2b. Medical treatment or follow-up medical treatment upon returning to Singapore for Sickness sustained while Overseas

 

 

 

Insured Person (under age 70 years)

10,000

5,000

2,000

Insured Person (age 70 years or older)

5,000

2,500

1,000

Insured Child in a Family Per Trip Plan

5,000

2,500

1,000

3. Medical Expenses Incurred Overseas – Women’s Benefit
Reimburses medical expenses incurred Overseas due to pregnancy-related sickness

8,000

5,000

2,000

4. Treatment by Physician

500

300

1,000

5. Overseas Hospital Income
Pays S$200 for each continuous 24-hour period. You are hospitalized in Singapore due to Injury or Sickness sustained whilst Overseas

50,000

30,000

10,000

6. Hospital Income in Singapore
Pays S$100 for each continuous 24-hour period. You are hospitalized in Singapore due to Injury or Sickness sustained whilst Overseas

1,000

1,000

500

7. Emergency Medical Evacuation
Covers Travel Guard® Emergency Medical Evacuation expenses

Unlimited

Unlimited

500,000

8. Repatriation
Covers Travel Guard® expenses incurred for the return of your mortal remains to Singapore in the event you suffer death during the trip

Unlimited

Unlimited

Unlimited

9. Direct Repatriation

Unlimited

Unlimited

Unlimited

10. Hospital Visitation

15,000

10,000

5,000

11. Compassionate Visit

10,000

5,000

3,000

12. Child Protector

10,000

5,000

3,000

13. Emergency Telephone Charges
Reimburses you for telephone charges incurred for engaging the services of Travel Guard® during a medical assistance/ emergency or to report to issuer for stolen or lost Payment Card(s)

300

250

100

14. Automatic Extension of Policy Period
Automatically extends the Policy for up to 30 days from the date of expiry without additional charges if you are hospitalized or quarantined overseas

Yes

Yes

Yes

Personal Accident Benefits

 

Section

Premier (S$)

Superior (S$)

Classic (S$)

15. Accidental Death & Permanent Disability

 

Insured Person (under age 70 years)

500,000

200,000

150,000

Insured Person (age 70 years or older)

200,000

100,000

50,000

Insured Child in a Family Per Trip Plan

100,000

100,000

50,000

16. Common Carrier Double Cover

 

Insured Person (under age 70 years)

1,000,000

400,000

NA

Insured Person (age 70 years or older)

400,000

200,000

NA

Insured Child in a Family Per Trip Plan

200,000

200,000

NA

17. Child Education Grant
S$5,000 per child, maximum of 4 children

20,000

20,000

NA

Travel Inconvenience Benefits

 

Section

Premier (S$)

Superior (S$)

Classic (S$)

18. Travel Cancellation
Covers cancellation due to specified unexpected events occurring within 60 days before departure date.
Unexpected events are as follows:

  • Major Travel Events that prevent you from travelling to your main destination
  • Death, serious injury or sickness, or compulsory quarantine of you, your relative or travel companion
  • If your residence in Singapore is seriously damaged in a fire, flood or other natural disaster within 1 week of departure
  • Witness summons

15,000

10,000

5,000

19. Travel Postponement

2,000

1,000

500

20. Travel Cancellation due to Insolvency
Covers loss of irrecoverable travel deposit or travel fares paid in advance in the event of Insolvency of a travel agent from which you purchased the trip

5,000

3,000

1,000

21. Travel Curtailment
Covers additional travel or accommodation expenses incurred or forfeited due to disruption of the trip arising from specified events

15,000

10,000

5,000

22. Fraudulent Credit Card Usage

1,000

1,000

1,000

23. Personal Baggage including Laptop Computer
Covers loss or damage sustained Overseas to personal baggage

8,000

5,000

3,000

24. Jewellery Coverage

1,000

500

100

25. Baggage Delay
Pays S$200 for every full 6 consecutive hours of delay whilst Overseas. Pays S$200 max whilst in Singapore.

1,000

1,000

1,000

26. Travel Documents
Pays for cost of obtaining replacement passports, travel tickets and visa as well as additional hotel and travel expenses incurred to replace such lost travel documents due to robbery, burglary, theft or Natural Disasters. Loss of money due to theft is also covered (max. S$300).

5,000

5,000

3,000

27. Travel Delay
Pays S$100 for every full 6 consecutive hours of delay whilst Overseas. Pays S$100 max whilst in Singapore.

1,000

1,000

1,000

28. Flight Diversion
Pays S$100 for every full 6 consecutive hours of delay

1,000

1,000

1,000

29. Flight Overbooking

100

100

NA

30. Travel Misconnection

500

200

200

31. Kidnap & Hostage

10,000

5,000

3,000

32. Personal Liability Abroad

1,000,000

1,000,000

1,000,000

Supplementary Benefits

Section

Premier (S$)

Superior (S$)

Classic (S$)

33. Golf Advantage

 

Damage or Loss of Golfing Equipment

750

500

500

Hole-in-One

250

250

NA

Loss of use of Green Fees

250

250

NA

34. Home Guard

5,000

5,000

NA

35. Car Rental Excess Charges and Return
Pays for excess or deductible which you become legally liable to pay due to loss or damage caused by an accident to the rental vehicle during a trip

1,000

750

250

36. Pet Care

500

250

NA

37. Disruption Benefits
Pays for unused portion of Entertainment Ticket or unused Frequent Flyer points used for redemption of benefits in the event that you are prevented from using the ticket or benefits due to specified events

300

200

100

38. Cover in the event of Terrorism

Yes

Yes

Yes