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Enjoy world-class travel protection with worldwide coverage

AIG’s Travel Guard® helps keep unexpected problems off your itinerary with 24/7 worldwide assistance. From minor inconveniences to major emergencies, we are prepared for what may go wrong, so you can enjoy your holiday.

 

Key benefits

24/7 in-house global assistance

AIG is the only travel insurer in Singapore with our own global assistance service centre. With eight locations worldwide, help is always at hand.

Highest overseas medical coverage

Our Premier plan covers you for up to S$2,500,000 in overseas medical expenses – the highest in the market.

Unlimited emergency medical evacuation

Feel secure knowing you are covered for unlimited evacuation expenses in case of a medical emergency.

Cover for leisure sports

From skiing to golf, enjoy amateur leisure activities without worries. Our Superior and Premier plans also cover lost sporting equipment.

Annual plan for frequent travellers

Do you take more than three trips a year? Choose an Annual Multi-Trip Plan for greater value and immediate coverage whenever you travel.

Reliable and responsive claims

We pay S$30,000 in travel claims every working day. File online or call our claims hotline – our experts are ready to assist you.

What it covers

Benefits
Classic
(max. limit)
Superior
(max. limit)
Premier
(max. limit)
  Basic coverage for the essentials Comprehensive coverage for complete protection 
Comprehensive coverage, with our highest level of cover
Medical expenses incurred overseas
Insured Person (under age 70 years) S$200,000             
S$1,000,000 S$2,500,000
Insured Person (age 70 years or older) S$50,000                                                       
S$75,000                                                                                       

S$200,000     

  

Insured Child in a Family Per Trip Plan S$200,000   S$200,000                          

S$300,000 
                   
Post-trip medical expenses incurred in Singapore
For Injury sustained while overseas.
For Sickness sustained while Overseas and where emergency medical evacuation has been arranged by AIG Travel Asia Pacific Pte Ltd (ATAP).
Insured Person (under age 70 years) S$10,000 S$25,000 S$50,000
Insured Person (age 70 years or older) S$1,000 S$2,500 S$5,000
Insured Child in a Family Per Trip Plan S$10,000 S$10,000 S$10,000
For medical treatment on return to Singapore.
For sickness sustained while overseas and medical treatment or follow-up medical treatment upon return to Singapore.
Insured Person (under age 70 years) S$2,000 S$5,000 S$10,000
Insured Person (age 70 years or older) S$1,000 S$2,500 S$5,000
Insured Child in a Family Per Trip Plan S$1,000 S$2,500 S$5,000

Mobility aid reimbursement

-

S$1,000

S$2,000

Medical expenses – women’s benefits

S$2,000

S$5,000

S$8,000

Treatment by physician

-

S$500

S$750

Overseas hospital income

S$10,000

S$30,000

S$50,000

Hospital income in Singapore

S$500

S$1,000

S$1,500

Benefits
Classic
(max. limit)
Superior
(max. limit)
Premier
(max. limit)

 

Basic coverage for the essentials       

Comprehensive coverage for complete protection                  

Comprehensive coverage, with our highest level of cover

Emergency medical evacuation

S$500,000                

Unlimited

Unlimited

Repatriation

Unlimited

Unlimited

Unlimited

Repatriation due to pre-existing medical condition
Insured Person (under age 70 years)

S$150,000

S$150,000

S$150,000

Insured Person (age 70 years or older)

S$75,000

S$75,000

S$75,000

Insured Child in a Family Per Trip Plan

S$100,000

S$100,000

S$100,000

Direct repatriation

Unlimited

Unlimited

Unlimited

Direct repatriation due to pre-existing medical condition
Insured Person (under age 70 years)

S$150,000

S$150,000

S$150,000

Insured Person (age 70 years or older)

S$75,000

S$75,000

S$75,000

Insured Child in a Family Per Trip Plan

S$100,000

S$100,000

S$100,000

Hospital visitation

S$5,000

S$10,000

S$15,000

Compassionate visit

S$3,000

S$5,000

S$10,000

Child protector

S$3,000

S$5,000

S$10,000

Emergency telephone charges

S$100

S$250

S$300

Automatic extension of policy period

Yes

Yes

Yes

Benefits
Classic
(max. limit)
Superior
(max. limit)
Premier
(max. limit)
 

Basic coverage for the essentials

Comprehensive coverage for complete protection

Comprehensive coverage, with our highest level of cover

Accidental death and permanent disablement
Insured Person (under age 70 years)

S$100,000                

S$200,000          

S$300,000

Insured Person (age 70 years or older)

S$50,000

S$100,000

S$150,000

Insured Child in a Family Per Trip Plan

S$50,000

S$100,000

S$100,000

Common carrier / natural disaster double cover

Insured Person (under age 70 years)

-

S$400,000

S$600,000

Insured Person (age 70 years or older)

-

S$200,000

S$300,000

Insured Child in a Family Per Trip Plan

-

S$200,000

S$200,000

Child education grant (S$5,000 per child, maximum of four children)

-

S$20,000

S$20,000

Benefits
Classic
(max. limit)
Superior
(max. limit)
Premier
(max. limit)

 

Basic coverage for the essentials                

Comprehensive coverage for complete protection        

Comprehensive coverage, with our highest level of cover

Travel cancellation

S$5,000                  

S$10,000                 

S$15,000

Travel postponement

S$500

S$1,000

S$2,000

Replacement of traveller

-

S$500

S$1,000

Travel cancellation due to insolvency

S$1,000

S$3,000

S$5,000

Travel curtailment

S$5,000

S$10,000

S$15,000

Fraudulent credit card usage

S$1,000

S$2,000

S$3,000

Personal baggage including laptop computer

S$3,000

S$5,000

S$10,000

Jewellery coverage

S$100

S$500

S$1,000

Baggage delay

Individual - S$200 for every six hours

S$1,000

S$1,200

S$1,600

Family - S$500 for every six hours

S$2,500

S$3,000

S$4,000

Travel documents and personal money

S$1,000

S$5,000

S$8,000

Travel delay

Individual - S$100 for every six hours

S$1,000

S$2,000

S$3,000

Family - S$250 for every six hours

S$2,500

S$5,000

S$7,500

Kidnap and hostage - S$250 for every 24 hours

S$3,000

S$5,000

S$10,000

Hijack of common carrier - S$250 for every 24 hours

S$3,000

S$5,000

S$10,000

Personal liability abroad

S$1,000,000

S$1,000,000

S$1,000,000

Benefits
Classic
(max. limit)
Superior
(max. limit)
Premier
(max. limit)

 

Basic coverage for the essentials                                   

Comprehensive coverage for complete protection

Comprehensive coverage, with our highest level of cover

Golf Advantage

Damage or loss of golfing equipment

-                       

S$1,000                       

S$1,500

Hole-in-one

-

S$250

S$250

Loss of use of green fees

-

S$250

S$250

Loss of sporting equipment

-                             

S$1,000

S$2,000

Home Guard

-

S$5,000

S$5,000

Car rental excess charges and return

-

S$1,000

S$1,500

Pet care - S$50 for every 6 hours

-

S$500

S$750

Disruption benefits

S$100

S$500

S$750

Cover in the event of terrorism

-

Yes

Yes

Assistance services

Yes

Yes

Yes

 
Travel Guard
Policy wording Download
Brochure Download
Application form
Download

Before you buy

You must be departing from Singapore and be ordinarily resident in Singapore.

Travel Guard is for travellers of all ages, with no age limit.

If you travel frequently, consider purchasing an Annual Multi-Trip Plan for greater value and convenience.

You get:

  • Cover for an unlimited number of overseas trips within the policy year (for trips of less than 90 consecutive days each).
  • Immediate coverage when you travel, without the hassle of purchasing insurance cover each time.
  • Choice of individual and family plans.

Note: The Family Annual Multi-Trip Plan is for two adults who are legally married to each other, with any number of children who are legally related to both of the adults. Under the family plan, each adult can travel individually, but the children must travel with at least one of the adults.

The maximum period of coverage for an overseas trip is:

  • For Per Trip Plan: 182 consecutive days.
  • For Annual Multi-Trip Plan: 90 consecutive days for each overseas trip.

General exclusions include any loss, injury, damage or legal liability arising from:

  • Any pre-existing medical conditions, except for repatriation and direct repatriation due to a pre-existing medical condition.
  • Participation in extreme sports or sporting activities.
  • When you are not fit to travel or travelling against the advice of a doctor.

This plan does not cover any travel in, to, or through Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region.

Please refer to the policy wording for the full terms and conditions.

Buy this plan


You can also buy through:

  • AIG SG mobile app   

             
 

 

Support

Call us

Enquiries: 6419 3000
24-hour overseas emergency assistance hotline: 6733 2552
24-hour travel claims hotline:
6224 3698

Enquire online

Send an enquiry

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