skip-nav
 

 

 


Important notice

Please click here for coverage advice from AIG Singapore relating to the Mount Agung volcanic activity in Bali.

 

Promotions

Qualify to win our biggest Ang Bao this Chinese New Year

Get covered for your travels this Chinese New Year and stand to win an iPhone X.

How to participate:

From 29 January to 26 February 2018, simply purchase a Travel Guard Direct plan to qualify for the lucky draw. Click here for terms and conditions.

Note: Apple is not a participant in or sponsor of this promotion.

Be a MasterCard winner today

Stand to win fabulous prizes in our Lucky Draw when you purchase any type of AIG Insurance and make payment with MasterCard®

How to Participate:

Step 1: From 20 December to 20 April 2018, buy any type of AIG Insurance (Home, Personal Accident, Travel or Auto) and make payment with your MasterCard®.
Step 2: Send SMS to 9010 2322 in the following format:  MC81 [space] Name [space] PolicyNumber Example: MC81 Mark Chan A123456789
Click here to know more.


Spend more on shopping, less on insurance

Specially designed with different travelling styles in mind, AIG Travel Guard Direct provides four plan types with varying levels of coverage. Choose the one that best suits your travel needs. Insure, spend and travel wisely with AIG Travel Guard Direct!

For information on Travel Guard® that is sold through producers, please click here.

    

Key benefits
 

Unlimited emergency medical evacuation

Feel secure knowing you are covered for unlimited evacuation expenses in case of a medical emergency.

Enhanced one-way single-trip plan

Get covered for your personal belongings and travel delay even if you are travelling one-way from Singapore.

24/7 in-house global assistance and emergency internet use

AIG is the only travel insurer in Singapore with our own global assistance service centres in eight locations worldwide. You can get reimbursed for up to S$500 for any internet charges incurred by you to contact our emergency assistance hotline.

Cover for leisure sports

From skiing to tandem skydiving, enjoy amateur leisure activities without worries. Our Enhanced and Supreme plans also cover lost sporting equipment.

Reliable and responsive claims

We pay an average of S$30,000 in travel claims every working day. File online or call our claims hotline – our experts are ready to assist you.

Option for cruise vacation benefits

Covers for cancellations or interruptions to your cruise holiday due to covered conditions. Only applicable for selected plans.

What it covers

Benefits
Return Trip Plans
One-Way Plan
Supreme
Enhanced  
Standard
Basic
 
 
Sum Insured Limit Up To

Unable to commence travel (pre-departure)

Cancellation of your trip (pre-departure)

S$15,000

S$10,000

S$5,000

S$5,000

Included

Alteration of your trip (pre-departure)

S$2,000

S$1,000

S$500


-

Included

Replacement of traveler

S$1,000

-

-

-

Included

Travel cancellation due to insolvency

S$5,000

S$3,000

S$1,000

-

Included

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To

Overseas medical expenses

Insured person (under age 70 years)

S$2,500,000

S$1,000,000

S$200,000

S$100,000

-

Insured person (age 70 years or older)

S$200,000

S$75,000

S$50,000

S$10,000

-

Children

S$300,000

S$200,000

S$200,000

S$60,000

-

Medical expenses – woman's benefit S$8,000 S$5,000 - - -
Treatment by a healthcare professional S$750 S$500
- - -

Overseas emergency medical related expenses

Emergency medical evacuation and emergency medical repatriation Unlimited
Unlimited S$500,000 S$50,000 -
Accompanying person S$15,000
S$10,000 S$3,000 -
-
Compassionate visit S$10,000 S$5,000 S$3,000 S$3,000
-
Child guard S$10,000 S$5,000 S$3,000 - -
In-hospital cash overseas – S$200 for every 24 hours S$50,000 S$30,000 S$10,000 - -
In-hospital cash in Singapore – S$100 for every 24 hours S$1,500 S$1,000 S$500 - -
Emergency telephone and internet use S$500 S$300 S$100 - -

Continuing medical expenses – in Singapore

(a) For injury sustained while overseas

Insured person (under age 70 years) S$50,000 S$25,000 S$10,000 - -
Insured person (age 70 years or older) S$5,000 S$2,500 S$1,000 - -
Children S$10,000 S$10,000 S$10,000 - -
(b) For illness sustained while overseas where emergency medical evacuation has been arranged by ATAP
Insured person (under age 70 years) S$50,000 S$25,000 S$10,000 - -
Insured person (age 70 years or older) S$5,000 S$2,500 S$1,000 - -
Children S$10,000 S$10,000 S$10,000 - -

(c) For illness sustained while overseas where emergency medical evacuation has not been arranged by ATAP

Insured person (under age 70 years) S$10,000 S$5,000 S$2,000 - -
Insured person (age 70 years or older) S$5,000 S$2,500 S$1,000 - -
Children S$5,000
S$2,500 S$1,000 - -
Overseas dental expenses Included in overseas medical expenses Included in overseas medical expenses Included in overseas medical expenses - -

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To

(a) Repatriation of mortal remains or funeral expenses overseas

Unlimited

Unlimited

S$500,000

S$50,000

-

(b) Repatriation of mortal remains or funeral expenses overseas due to existing health conditions:

Insured person (under age 70 years)

S$150,000

S$150,000

- - -

Insured person (age 70 years or older)

S$75,000

S$75,000

- - -

Children

S$100,000

S$100,000

- - -

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To

Early return home

S$15,000

S$10,000

S$5,000

-

-

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To
Individual – S$100 for every six hours S$3,000 S$2,000 S$1,000 S$200 Included
Family – S$250 for every six hours S$7,500 S$5,000 S$2,500 S$500 Included
Kidnap and hostage – S$250 for every 24 hours S$10,000 S$5,000 - - -
Hijack of common carrier – S$250 for every 24 hours S$10,000 S$5,000 - - -

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way
Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To
Personal Liability S$1,000,000 S$500,000 - - -

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To

Loss of personal baggage items

S$10,000

S$5,000

S$3,000

S$3,000

-

Item limits:

(i) Laptop computer

S$1,000

S$1,000

S$1,000

S$1,000

Included

(ii) Jewellery

S$1,000

S$1,000

S$1,000

S$1,000

Included

(iii) All other items

S$500

S$500

S$500

S$500

Included

Baggage delay

Individual – S$200 for every six hours

S$1,600

S$1,200

S$1,000 -
Included

Family – S$500 for every six hours

S$4,000

S$3,000

S$2,500

-

Included

Fraudulent use of credit card

S$3,000

S$2,000

-

- -

Loss of travel documents

S$8,000

S$5,000

S$1,000

S$300 Included

Loss of personal money

S$300

S$200

S$100

S$100 Included

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To

Accidental death and permanent disablement

Insured person (under age 70 years)

S$300,000

S$200,000

S$100,000

-

Included

Insured person (age 70 years or older)

S$150,000

S$100,000

S$50,000

-

Included

Children

S$100,000

S$100,000

S$50,000

-

Included

Common carrier double cover

Insured person (under age 70 years)

S$600,000

S$400,000

-

-

-

Insured person (age 70 years or older)

S$300,000

S$200,000

-

-

-

Children

S$200,000

S$200,000

-

-

-

Children education grant (S$5,000 per child) S$20,000 S$20,000 - - -

Credit card Indemnity

S$3,000

-

-

-

-

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way
Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To
Damage or loss of golfing equipment – S$500 per item

S$1,500

S$1,000

-

-

-

Hole-in-one

S$250

S$250

-

-

-

Green fees

S$250

S$250

-

-

-

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To
Loss of sporting equipment – S$500 per item S$2,000 S$1,000 - - -

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To
Pet care – S$50 for every six hours S$750 S$500
- - -
Disruption benefit S$750 S$500
- - -
Loss of home contents
S$5,000
S$3,000 - - -
Car rental excess charges and return
S$1,500 S$1,000 - - -

Please refer to the policy wording for the full terms, conditions and exclusions.

Benefits
Return Trip Plans
One-Way Plan
 
Supreme
Enhanced
Standard
Basic
 
 
Sum Insured Limit Up To
Cruise vacation benefit

S$15,000

S$10,000

-

-

-

Please refer to the policy wording for the full terms, conditions and exclusions.

Before you buy

You must be departing from Singapore and be ordinarily resident in Singapore.

Travel Guard Direct is for travellers of all ages, with no age limit.

If you travel frequently, consider purchasing an Annual Multi-Trip Plan for greater value and convenience.

You get:

  • Cover for an unlimited number of overseas trips within the policy year (for trips of less than 90 consecutive days each).
  • Immediate coverage when you travel, without the hassle of purchasing a plan each time.
  • Choice of individual and family plans.

Note: The Family Annual Multi-Trip Plan is for you plus your spouse named in the policy schedule and your children. During the policy period, coverage will apply to you and your spouse whilst travelling independently. However, your children must be travelling with you or your spouse on the same itinerary.

The maximum period of coverage for an overseas trip is:

  • For Return Single-Trip Plan: 182 consecutive days.
  • For One-Way Single-Trip Plan: one trip during the policy period and ending one you arrive at your first overseas destination (excluding transit countries).
  • For Annual Multi-Trip Plan: 90 consecutive days for each overseas trip.

General exclusions include any loss, injury, damage or legal liability arising from:

  • Any pre-existing medical conditions, except for repatriation of mortal remains or funeral expenses overseas due to existing health conditions.
  • Participation in extreme sports and sporting activities.
  • Participation in expeditions, manual work, missionary and humanitarian travel.
  • When you are travelling against the advice of a medical practitioner.
  • Any travel in, to, or through Cuba, Iran, Syria, North Korea, or the Crimea region.

Please refer to the policy wording for the full terms, conditions and exclusions.

Buy this plan

Downloads

Support

Call us

Enquiries: 6419 3000
24-hour overseas emergency assistance hotline: 6733 2552
24-hour travel claims hotline:
6224 3698

Enquire online

Send an enquiry

You might like

Car Insurance

Our range of plans let you choose the right cover for your needs and provide benefits like 24/7 roadside assistance and a courtesy car to help you keep on going. Learn more