Commercial AutoPlan gives you comprehensive coverage for your company vehicle, with the flexibility of sending it to any workshop for accident repairs. Protect your key asset with extensive coverage for third-party liability due to injury or property damage, windscreen replacement, loss of vehicle keys due to theft and more.
If the unexpected happens, our efficient claims service ensures that you will be back on the road as soon as possible, with minimal disruption to your business.
You have the flexibility of sending your accident-damaged vehicle to any workshop, including the sole agent's workshop, so you can always be assured of the quality of repairs.
In the event of an accident, Commercial AutoPlan gives you protection against legal liability, including third-party liability for death or bodily injuries, third-party property damage, as well as liability to your passengers.
We will pay the cost of replacing your vehicle's windscreen or windows if there is breakage, subject to the applicable excess. Claims under this cover will not affect your No Claim Discount, and your windscreen cover will be automatically reinstated at no additional premium.
We will cover the cost of replacing your vehicle lock and key if it is damaged in a break-in, robbery or theft. We will also pay for a locksmith or tow truck if you're accidentally locked out of your vehicle.
If you have 10 or more vehicles, including company-owned vehicles, you can enjoy time and cost savings by insuring them under an AIG fleet policy. To find out more, call us or talk to your agent or broker.
Owners of commercial vehicles who want the flexibility to choose their preferred workshop for repairs.
|Benefits||Coverage (max. limit)|
|Accident repairs at the workshop of your choice||Vehicle can be repaired at a workshop of your choice, including sole agent’s workshop|
|Windscreen replacement cover||Unlimited windscreen replacement
(excess of S$100 plus 7% GST applies for each claim)
|Cover for third-party property damage||Up to S$500,000|
|Cover for third-party liability due to death or bodily injuries||Unlimited|
|Cover for liability to your passengers||Unlimited|
|Cover for third-party liability due to negligence of your passengers||Unlimited|
|Cover for loss or damage
Caused by an intentional act by a party during a strike, riot or lockout
|Up to the market value of the vehicle|
Protection for vehicle lock and keys
A Young and/or Inexperienced Driver Excess ("YIDR") of S$3,000 (before GST), in addition to the Policy Excess, applies to You or any Authorised Driver (named and unnamed) who is below the age of 23 (in case of All Age Condition policies) and/or has less than 2 years’ driving experience. The YIDR Excess is not applicable to Named Driver policies.
NEW: Excess waiver for in-car camera
(Valid for all policies with an effective date between 1 November 2016 and 31 October 2017.)
You can enjoy a waiver of up to S$1,000 on your accident repair excess if you have an in-car camera installed in your vehicle. Terms and conditions apply, and you can read more here.
Policy Lifetime Repair Guarantee
From 1 August 2016, your own damage accident repairs carried out by any of our 8 designated authorised workshops come with a policy lifetime workmanship and paintwork repair guarantee for as long as you are insured with AIG. Terms and conditions apply, and you can read more here.
To file a claim, call our 24-hour Auto Assist hotline at 6338 6200 or visit the claims page.