Premium Work Injury Compensation Act (WICA) Insurance and Employer’s Liability (EL) product that provides policyholders with superior protection for their employees.

Medical Rehabilitation

A proven method to manage serious accidents and promotes early return to work.

Health and Safety Management Support

A pro-active approach in identifying hazards in the worksite and implementing methods to manage these risks.

Responsive partner

With 24-hour report line to allow early intervention of accidents.

Who is it for?

High-hazard risk industries such as shipyard, offshore, scaffolding, diving, airline to low-hazard office risk

What is covered?

The Work Injury Compensation policy covers the employer for such liabilities in respect of specified workers and is compulsory as per Section 23 of the Work Injury Compensation Act (Cap. 354) in Singapore.

Enhanced medical expenses of S$50,000 per employee, per accident (statutory requirement is S$30,000).


AIG's Client Risk Solutions identifies key loss drivers for workplace injuries in Singapore under Work Injury Compensation Act Insurance.

From over 3,500 claims received and analysed over a 12-month period, Finger and Hand/Palm injuries made up 36% of the overall injuries reported. More than 35% of the total claims value was incurred by 'Marine Trade Workers', 'Construction Workers' and 'Technicians'.

In this featured infographic, AIG's Client Risk Solutions identifies the key loss drivers for workplace injuries. Read more...