From coverage for your physical property against all manner of risk to financial support in a health emergency, take a look the STANDARD and FREE COVERS we provide. What’s more, you may increase the limit/sum insured under the Free Covers at a nominal additional premium if you require higher coverage. A wide range of OPTIONAL COVERS is available as well to meet your more complex insurance needs.
Property All Risks
Covers you against physical loss or damage to your property which includes landlord’s fixtures and fittings, stock and material in trade, furniture, fixtures and fittings, equipment, plant and machinery, office and business contents.
Basis of Settlement: New for Old
Excess: S$250 for each and every loss (except Fire and Lightning)
Work Injury Compensation
Protects you for any liability under Work Injury Compensation Act or at common law to compensate your employees for death or bodily injury due to an accident in the course of employment.
Protects you against legal liability to third parties for accidental bodily injury or accidental property damage.
Provides 24 hours’ worldwide protection for you and your employees against:
|Benefits and Plans||Plan 1||Plan 2||Plan 3|
|Accidental Death and Permanent Disablement||S$50,000||S$100,000||S$150,000|
|Accident Medical Reimbursement||S$500||S$1,000||S$1,500|
|Weekly Indemnity for Temporary Total Disablement (per week)||S$50||S$100||S$150|
|Weekly Indemnity for Temporary Partial Disablement (per week)||S$25||S$50||S$75|
Provides cover to electrical, heating and cooling equipment (age of machine not exceeding 5 years) excluding mobile equipment in the event of mechanical or electrical malfunction.
Excess: S$100 for each and every loss
Insures you against loss of money and/or property due to fraud or dishonesty of your employees.
Excess: S$250 for each and every loss
Health Emergency Loss Protection
Provides you with essential financial support of S$170 per day (a maximum of 15 days) in the event you are denied access into your premises due to an outbreak of any human contagious disease (eg, SARS and Hand, Foot, Mouth Disease).