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Stay in the driver's seat with our customisable plans

You own a car to make life more convenient. AIG’s car insurance works the same way. Our range of plans let you choose the right cover for your needs. Benefits like 24/7 roadside assistance and a courtesy car help you to keep on going, even when your car can’t.

For AutoProtector customers, please click here to view your car insurance plan.

 

Key benefits

Brand new replacement car

With AutoPlan and AutoPlus, we will pay for a new car of the same make and model if yours is damaged beyond repair within three years of purchase.

Policy lifetime repair guarantee

Repairs at eight designated AIG authorised workshops are guaranteed for as long as you are insured with us.

Excess waiver for in-car camera

Prevent fraud and lower your excess payments by up to S$1,000 when you share your in-car camera's accident footage with us.

Courtesy car for as long as you need it

We will deliver a courtesy car to you for use while yours is being repaired. Included in AutoPlus and optional for other plans.

Free 24/7 roadside assistance

With AutoPlus, get free towing if your car breaks down, and roadside assistance to fix minor problems, such as a flat tyre, anywhere in Singapore.

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What is covered

 
AutoPlus
(max. limit)
AutoPlan
(max. limit)
AutoValue
(max. limit)
 

Most comprehensive cover, with unlimited loss of use, 24/7 roadside assistance and excess waiver included

Extensive coverage, with your choice of any workshop for accident repairs               

Covers all the basics at a great price                                                            

Benefits

Brand new replacement car
For cars less than 3 years old that are damaged beyond economical repair. Covers full purchase price of a new car (same make and model).

Included

Included

-

Choice of workshop

Car is three years old and below: Dealer or AIG authorised workshops

Car is over three years old: AIG authorised workshops

No restriction       

AIG authorised workshops   

24-hour towing and roadside assistance

Free

-

-

24-hour towing after an accident

Up to S$500 per accident

Up to S$300 per accident

Up to S$500 per accident

Waiver of excess on accident repairs
For first claim at an AIG authorised workshop, depending on your No Claim Discount (NCD).

50% NCD: Up to S$1,000

Below 50% NCD: Up to S$500

-

-

Cover for car key

Cost of replacing car lock and key if your car key is stolen. Locksmith or towing costs if you accidentally lock your keys in the car (S$50 excess applies).

Up to S$800

Up to S$800

Up to S$800

Windscreen replacement cover
Excess of S$100 applies.

Unlimited

Unlimited

Unlimited

 
AutoPlus
(max. limit)
AutoPlan
(max. limit)
AutoValue
(max. limit)
 

Most comprehensive cover, with unlimited loss of use, 24/7 roadside assistance and excess waiver included

Extensive coverage, with your choice of any workshop for accident repairs     

Covers all the basics at a great price      

Benefits

Personal accident cover

S$50,000

S$20,000

S$20,000

Personal accident cover for passengers

S$10,000 per
passenger

S$10,000 per passenger          

S$10,000 per passenger               

Medical expense cover for everyone in the car

S$500 per person

S$500 per person

S$500 per person    

Cover for liability to your passengers

Unlimited

Unlimited

Unlimited

Cover for third-party liability due to negligence of your passengers

Unlimited

Unlimited

Unlimited

 
AutoPlus
(max. limit)
AutoPlan
(max. limit)
AutoValue
(max. limit)
 

Most comprehensive cover, with unlimited loss of use, 24/7 roadside assistance and excess waiver included

Extensive coverage, with your choice of any workshop for accident repairs                    

Covers all the basics at a great price                 

Benefits

Cover for loss or damage caused during a strike, riot or civil commotion  

Up to the market value of the car

Up to the market value of the car             

Up to the market value of the car

Cover for flood or windstorm damage

Up to the market value of the car Up to the market value of the car                                        Up to the market value of the car                                      

24-hour claims procedure enquiry hotline

Free

Free

Free

 
AutoPlus
AutoPlan
AutoValue  
 

Most comprehensive cover, with unlimited loss of use, 24/7 roadside assistance and excess waiver included

Extensive coverage, with your choice of any workshop for accident repairs               

Covers all the basics at a great price                                                  

Policy wording

Download

Download

Download

Brochure

Download

Download

Download

Extend your coverage

Unlimited loss of use

Get unlimited use of a courtesy car, delivered to you, for as long as your car is being repaired. Included with AutoPlus.

NCD Protector for 50% NCD

Your first claim during the policy year will not affect your NCD. Included with AutoPlus and AutoPlan when you renew, if your NCD is 50% at the time of renewal.

Age condition policy

Don't need to cover younger drivers in your policy? You can lower your premium by limiting the coverage to drivers aged 30, 35, or 40 years and above.

Flexible policy excess

Increase your policy excess to up to S$3,000 to lower your premiums, or reduce your policy excess to lower your out-of-pocket expenses.

Before you buy

In addition to the policy excess, a young and/or inexperienced driver (YIDR) excess of S$3,210 (including GST), applies to you or any authorised driver (named and unnamed) who is below the age of 23 (in case of all age condition policies), has less than two years’ driving experience, or both. The YIDR excess is not applicable to named driver policies.

Already a customer?

Renew your plan​

         

 

Note: Auto Protector can only be purchased through AIG's partner dealers for brand new cars only.

Promotions

Free Online Driver Risk Assessment

Enjoy up to 15% off your AIG vehicle insurance when you achieve a “low risk” rating score.

Register for the assessment now

Save with the AIG On the Go app

Let AIG On the Go score your driving performance and stand to get up to 15% off your AIG car insurance premium.

Download the app now

 

Support

Call us

Enquiries: 6419 3000
24-hour Auto Assist hotline:
6338 6200

Enquire online

Send an enquiry

Claims

Make a claim

AIG SG mobile app

Renew and submit claims anytime.

    

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