You will be able to download the results and an e-certificate immediately after you have completed the Online Driver Risk Assessment. You may contact our customer service representatives, Monday to Friday, between 9 am and 5 pm at
6419 3000, or reach out to your agent to redeem your discount!
AAS Academy, a wholly owned subsidiary of Automobile Association of Singapore, is offering an Online Driver Risk Assessment to AIG customers, as part of a collective effort to promote safer driving in Singapore.
The Online Driver Risk Assessment is a skills and knowledge system which adopts the tried and trusted approach of assessing drivers’ “in-vehicle” attitude through an online process. Apart from identifying drivers’ risk levels, the assessment also provides relevant information and helpful explanations after each question, allowing drivers to better understand and adopt good road safety habits.
The Online Driver Risk Assessment will also help individuals identify their level of driving risk and understand measures they can take to protect themselves and other road users. Drivers are assessed based on four critical competencies – attitude, knowledge, concentration and observation, and hazard perception. They will then be rated as high, medium or low risk according to their responses.
Drivers who achieve a “low risk” rating score will be rewarded with up to 15% safe driver discount (SDD) for their AIG vehicle insurance premiums!
Drivers who achieve a “low risk” rating score - regardless of whether they are new or existing customers with AIG - will be rewarded with up to 15% SDD off their AIG vehicle insurance! In addition, the first 100 participants who successfully attain the “low risk” rating score and sign up for or renew their AIG vehicle insurance will receive a free one-year AA Membership!
If you attain a “medium risk” or “high risk” rating score but you have at least 30% No Claim Discount (NCD) for your current vehicle insurance, you are still eligible for a 5% SDD.
The AA Membership offers drivers a wide array of motoring and lifestyle privileges!
1. Unless otherwise stated, the copyright for all content delivered through the Online Driver Risk Assessment (the “System”) is owned by AAS Academy (the “Company”). All rights are reserved. All copying is forbidden other than to view the contents of the System on screen, or to print the contents of the System for non-commercial use, or to save it on computer systems for non-commercial use.
2. The Company makes no promises or warranties to any aspect of the System including its contents, and the use of the System is at the sole risk of the drivers.
3. To the maximum extent permitted by applicable law, the System is provided “as is” and “as available”, with all faults and without warranty of any kind, and the Company hereby disclaims all warranties and conditions with respect to the System whether express, implied or statutory, including, but not limited to, the implied warranties and/or conditions of merchantability, satisfactory quality, fitness for a particular purpose, accuracy, quiet enjoyment, and non-infringement of third party rights.
4. Without prejudice to clause 2 and 3 above, the driver acknowledges and agrees that:
a) No guarantee is given to the validity, accuracy or completeness of any contents generated by any aspect of the System.
b) All online risk assessment results are always subject to the accuracy, veracity, validity and completeness of the data
provided by the drivers and other individual factors which the Company neither has full knowledge nor control over.
c) There is no guarantee that the System will be:
i. Uninterrupted or free from any bugs, defects or errors;
ii. Compatible with the operating environment of the drivers at all times; or
iii. Free from loss, corruption, attack, viruses, interference, hacking, or other security intrusion.
d) All content provided by the Company through any aspect of the System is only for general information purposes. No
party shall rely on such content. In particular, the content does not constitute any form of advice, recommendation,
representation, endorsement or arrangement by the Company and is not intended to be relied upon by the drivers in
making (or refraining from making) any legal, financial, investment or other decisions.
Please click here to see the Terms and Conditions of AA Ordinary Membership.
You must meet either of the following criteria:
You will enjoy additional 10% discount on top of the existing 5% discount to make it a total of 15% SDD.
Unfortunately, you will not be able to enjoy the 15% SDD during your current policy period. If your policy is due for renewal in the next 90 days, please take the Online Driver Risk Assessment and if you achieve a “low risk” rating score, you will be eligible for up to 15% SDD on your next renewal.
If you attain a “medium risk” or “high risk” rating score but you have at least 30% NCD for your current vehicle insurance, you are still eligible for a 5% SDD.
Studies show that driver awareness and competency require continuous refreshing at regular intervals – minimally once a year. Based on this fundamental, we encourage you take the Online Driver Risk Assessment every year in order to continue to enjoying the SDD. In other words, the SDD applies for a one year policy period.
Yes. Please note that that the total maximum discount applicable to your policy (apart from NCD) is 50%.
AIG believes that everyone can be a safer driver, irrespective of past claims experience. If you attain a “low risk” rating score, you will be eligible for at least 15% SDD. If you attain a “medium risk” or “high risk” rating score but you have at least 30% NCD for your current vehicle insurance, you are still eligible for a 5% SDD.
If you declare to us that you are the only person driving the vehicle, we will extend this discount to you.
The maximum SDD applicable on your vehicle insurance policy is 15%.
If you already have 5% SDD and you attain “low risk” rating score for the assessment, you will be entitled to an additional 10% which adds up to a total of 15%
You may contact our customer service representatives, Monday to Friday, between 9 am and 5 pm at 6419 3000, or reach out to your agent to redeem your discount.
You will be contacted by the Automobile Association of Singapore if you are one of the first 100 participants who successfully attain the “low risk” rating score.
AAS Academy’s Online Driver Risk Assessment is a holistic training system whereby it assesses the risk level of the driver. It helps organisations and fleet managers to identify at risk drivers while driving at work and recommends appropriate training modules to address the areas of concern.
The Online Driver Risk Assessment is suitable for drivers with a valid driver’s licence who would like to attain the SDD.
The driver risk assessment consists of a series of multiple choice questions covering four critical competencies:
There are a total of 12 questions per section. On completion of the assessment, the driver will rated as high, medium or low risk.
It takes approximately 20 to 25 minutes to complete the Online Driver Risk Assessment.
Yes, after each question the driver is told whether they answered correctly, and given the correct answer and full explanation.
You will be able to download the results and an e-certificate immediately after you have completed the Online Driver Risk Assessment.
For optimum viewing, please use the latest version of one of these browsers:
Your individualised Online Driver Risk Assessment login ID is valid for 1 month, from the time that you receive your authorisation code from AIG.