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Protect yourself against liability as a landlord or tenant

Whether you rent or are renting out a property, you can protect yourself against liabilities such as accidental injuries or property damage. AIG’s Personal Solutions Plan offers property protection insurance designed for both landlords and tenants, including legal liability and rental protection. Simply choose the plan you need.

Key Benefits

Unique protection for rental property

AIG is the only insurer in Singapore that offers comprehensive liability and rental coverage for both tenants and landlords.

Choice of liability cover

Depending on your needs, you can choose liability cover of between S$100,000 and S$300,000. Premiums start from as little as S$45 a year.

Rental protection for landlords

If you are a landlord, Rental Protection covers you for lost rent if your property becomes uninhabitable.

Affordable premiums

With premiums starting as low as a few cents a day, our plans are an easy and inexpensive way to protect yourself.

Plans

Landlord’s Liability

Covers you against legal liabilities as a landlord

Annual premium:

From S$45

Landlord’s Liability insurance protects you against the liabilities which landlords face. We offer three levels of coverage that provide you with up to S$300,000 in liability protection.

What is covered

We cover the amount (including costs and expenses) which you are legally liable to pay as a landlord in compensation for:

  • Accidental death or injury to any person on your property
  • Accidental damage to property

 

Benefits and premiums

Benefit
Coverage (max. limit)
Annual premium

Landlord's Liability

S$100,000

S$45

S$200,000

S$90

S$300,000

S$135

Tenant's Liability

Covers tenants against liabilities for accidental damage

Annual premium:

From S$50

Only available from AIG, Tenant’s Liability insurance protects you from costs related to accidental damage to your landlord’s property. With up to S$300,000 in liability coverage available and three different levels of coverage, we offer the protection every renter should have.

 

What is covered

We cover the amount, (including costs and expenses) which you are legally liable to pay as a tenant in compensation for accidental damage to your landlord’s building contents, fixtures, and fittings.

 

Benefits and premiums

Benefit
Coverage (max. limit)
Annual premium

Tenant’s Liability

S$100,000

S$50

S$200,000

S$100

S$300,000

S$150

Rental Protection

Protects landlords against loss of rent

Annual premium:

S$15

Don’t be caught out by unforeseen property damage and lose your rental income while you make repairs. AIG’s Rental Protection insurance ensures that you have the ability to quickly and easily return your property to rental as usual.

 

What is covered

We cover loss of rent payable to you by a tenant if your tenanted building is made uninhabitable by:

  • Fire, lightning strike, explosion and aircraft.
  • Impact with the building by any road vehicle by you or your household.
  • Bursting or overflowing water tanks and pipes.
  • Theft or attempted theft.
  • Natural catastrophe.
  • Riots, civil commotion, or strikes.
  • Malicious damage.
  • Accidental breakage of fixed glass.

 

Benefits and premiums

Benefit
Coverage (max. limit)
Annual premium

Rental Protection

S$5,000

S$15