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Get comprehensive medical care anywhere in the world

Ensure that you and your family have access to quality medical care, no matter where life takes you. PROHealth offers comprehensive health insurance with worldwide coverage that includes hospitalisation, outpatient treatment, maternity coverage and dental treatment. Easily access your claims and coverage online through a secure members only portal and dedicated mobile app.

 

Key benefits

Choice of medical coverage

Find a plan that best meets your needs, with choices ranging from basic inpatient coverage to comprehensive coverage of up to S$3.8 million per year.

Worldwide protection

Choose to be treated at any hospital or clinic worldwide. You can also exclude North America from your coverage to reduce your premium.

Flexible deductibles and co-payments

Decide on the premium you are comfortable with by adjusting your deductible or outpatient co-insurance amounts, or both.

Option for dental and maternity benefits

Add dental cover to any plan. Selected plans also offer maternity benefits.

Members' portal and mobile app

Look for the nearest doctor, track and submit claims, and check your account and coverage – all through our members' portal and mobile app.

24/7 emergency assistance

Get emergency travel and medical assistance, including evacuation, from AIG Travel, our wholly owned travel assistance company.

What is covered

All PROHealth plans include:

  • Coverage for post-hospitalisation outpatient treatment.
  • Coverage for expenses incurred due to pregnancy complications.
  • Medical Second Opinion services for any diagnosed condition*.
  • 24/7 emergency medical and travel assistance, evacuation and repatriation.
  • Dedicated members’ portal and mobile app for online access to your PROHealth plan details and services.
  • Option to add dental cover to any plan.


*Applicable for selected PROHealth Plans, subject to terms and conditions.

Benefits
Inpatient only plans
Inpatient and outpatient plans
 
Prestige A
Prestige B
Prestige
Plus A  
Prestige
Plus B
Prestige
Plus C
 

Basic coverage for inpatient only

Comprehensive inpatient coverage

Basic inpatient and outpatient coverage                                                         

Comprehensive inpatient and outpatient coverage

Comprehensive inpatient and outpatient coverage with maternity cover

Overall maximum policy limit

S$300,000 per policy year            

S$3,800,000 per policy year

S$300,000 per policy year

S$3,800,000 per policy year

S$3,800,000 per policy year

Area of coverage

Worldwide

Worldwide or option to exclude North America and the Caribbean

Worldwide

Worldwide or option to exclude North America and the Caribbean

Worldwide or option to exclude North America and the Caribbean

Choice of deductibles and co-insurance

Nil to S$6,000 deductible  

Nil to S$6,000 deductible

Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year                  

Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year

Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year

Benefits
Inpatient only plans
Inpatient and outpatient plans
 
Prestige A
Prestige B
Prestige
Plus A
Prestige
Plus B
Prestige
Plus C
 

Basic coverage for inpatient only

Comprehensive inpatient coverage

Basic inpatient and outpatient coverage        

Comprehensive inpatient and outpatient coverage

Comprehensive inpatient and outpatient coverage with maternity cover 

Outpatient coverage

-

-

S$6,000 per policy year 

Full coverage

Full coverage

Hospital room

S$350 per day

Full coverage

S$350 per day                

Full coverage

Full coverage

Surgeon’s fees

S$25,000 per policy year

Full coverage

S$25,000 per policy year

Full coverage

Full coverage

Post-
hospitalisation private nursing

-

Up to 28 weeks per policy year

-

Up to 28 weeks per policy year 

Up to 28 weeks per policy year

Maternity benefit

-

-

-

-

S$12,500 per pregnancy

 
PROHealth

Product Information

Benefit Overview and Product Summary Download
Policy Wording Download
Medical Second Opinion Download

Application Forms

Health/Medical Declaration – Individual Application
Download
Individual Know Your Client Form Download
Application for Plan Upgrade Download

Questionnaires

Cardiovascular and Cerebrovascular / Nervous System Download
Musculo-skeletal Download
Diabetes and Thyroid Download
Respiratory System Download
General Medicine Download
Tumour and Cyst Download
Gynaecological Download

Other forms

Addition of Newborn Download
Policy Reinstatement Download
Payment Authorisation Download
Prior Agreement Form (Letter of Guarantee) Download

Before you buy

You need to be:

  • Residing in Singapore, and
  • A Singapore citizen, Permanent Resident, or pass holder (e.g. Employment Pass, Long-Term Visit Pass, Student Pass, etc.).

The main applicant must be between 18 and 65 years old to buy this plan. This plan is renewable up to age 80.

You can add your:

  • Spouse aged between 18 and 65 years old.
  • Unmarried children below age 18, or up to 23 years (if enrolled as a full-time student).
  • Newborn child 15 days after birth, upon request. Your newborn will enjoy free cover for the remainder of the policy year if the mother is insured under a plan with maternity benefit.


Note:
Children can be added only if a parent or a legal guardian is insured under the policy.

Buy this plan

To buy the PROHealth plan, please complete the following documents and send them to aig.commercial@henner.com.


Submission via Agent or Broker

  1. Health/Medical Declaration - Individual Application Form 
  2. Individual Know Your Client Form
  3. Benefit Overview and Product Summary
     

Direct Submission

  1. Health/Medical Declaration - Individual Application Form
  2. Benefit Overview and Product Summary

 

Support

Call us

Enquiries: 6419 3000

Enquire online

Send an enquiry

Claims

Make a claim

Members' portal

Log in for claims, coverage and services.

myHenner mobile app

Access your plan details and services on the go.

 

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