skip-nav
 

Protect your lifestyle with affordable solutions

Do the things you love without worrying about what could go wrong. AIG's Personal Solutions Plan offers protection for your everyday lifestyle. Choose the plans which best suit your needs, whether it is about protecting your pets, golf game, event tickets, bicycles, or overseas trips.

 

Key Benefits
 

Protection for your trips

Get year-round cover for liability, personal effects and home protection, for up to 30 days each trip – great for short travels nearby.

Cover for your leisure activities

Whether you attend concerts, play golf or own a bicycle, you can choose a plan to cover your activities against loss.

Protection for pet dogs

Ensure that you can give your dog the best care, with cover for death or injury from accidents, veterinary fees, and burial or cremation.

Affordable premiums

With premiums starting as low as a few cents a day, our plans are an easy and inexpensive way to protect your lifestyle.

Plans

Pet's Insurance

Helps you manage the cost of caring for your dog

Annual premium:

S$55.85

Give your beloved pet dog the protection it deserves. AIG Pet’s Insurance ensures that you will be able to provide the best care for your dog, with coverage of up to S$2,000, including reimbursement for veterinary expenses and burial or cremation costs.

 

What is covered

This plan:

  • Covers accidental death or bodily injury in Singapore for up to three pets, claimed within three months of the initial accident.
  • Pays a lump sum for the death of each pet, as well as reimbursement for both veterinary expenses and burial or cremation costs.

 

Benefits and premiums

Benefit
Coverage
(max. limit)

Pet’s Insurance

S$2,000
(cumulative amount, excess applies)

- Death

S$2,000

- Veterinary expense reimbursement

S$1,000

- Burial or cremation cost reimbursement

S$100

Annual premium

Premium

S$55.85

Eligibility

Your dog must be:

  • Between six months and 10 years old when the policy takes effect.
  • Implanted with a microchip and licensed with the AVA.

The following dog breeds are excluded from coverage:

  • Pit Bull, American Staffordshire Terrier, Staffordshire Bull Terrier, American Bulldog.
  • Akita, Neapolitan Mastiff, Tosa, Dogo Argentino, Fila Brasileiro, Boerboe, Perro De Presa Canario.
  • Bull Terrier, Doberman Pinscher, Rottweiler.
  • German Shepherd Dog with its related breeds.
  • Mastiffs.
  • All dogs crossed with any of the above breeds.

Ticket Guard

Covers the cost of your ticket if you miss your event

Annual premium:

Individual: S$10.72
Family: S$26.80

Missing a much-anticipated concert, performance or sports event is painful enough, even without the financial loss. Whilst we can’t replace the experience of being at the event, AIG’s Ticket Guard will cover the cost of your event ticket, anywhere in the world, for up to S$200.

 

What is covered

We will cover the cost of the ticket you bought to attend an event anywhere in the world, if you are unable to attend as a result of:

  • Being served with a court order or subpoena.
  • Death, serious injury or serious illness of a relative.
  • Vehicle breakdown while en route to the event.
  • Serious damage to your home from a house fire, burglary, or natural catastrophe.
  • Natural catastrophe.
  • Unexpected travel due to a business trip required by your employer.

We will pay the lower of the face value of the ticket, or the actual amount you paid for the ticket as indicated on the receipt.

 

Benefits and premiums

Benefit
Coverage
(max. limit)

Ticket Guard

S$200

Annual premium

Individual

S$10.72

Family

S$26.80

Bicycle Guard

Covers loss or damage to your bicycle

Annual premium:

Individual: From S$10.72
Family: From S$58.41

Whether you use your bicycle for transportation or recreation, having it stolen or damaged can be a hassle. For a small annual premium, AIG’s Bicycle Guard takes care of the financial loss. We'll cover your bicycle repair or replacement costs for up to S$2,000.

 

What is covered

We will help cover the cost of repairing or replacing your bicycle, if it is:

  • Lost due to theft (if your bicycle is locked outside of your residence) or burglary (if your bicycle was left inside your residence); or
  • Accidentally damaged.

We may cover the cost of repair, reinstatement or replacement, or offer a cash settlement.

 

Benefits and premiums

Choose from 2 levels of cover:

Benefit
Coverage 1
(max. limit)
Coverage 2
(max. limit)

Bicycle Guard

S$1,000
excess applies)

S$2,000
(excess applies)

Annual premium

Individual

S$23.37

S$58.41

Family

S$29.64

S$99.73

Purchase Protection

Worldwide coverage for new purchases

Annual premium:

Individual: S$5.61 
Family: S$14.02

It’s frustrating to lose a new purchase before you even had a chance to enjoy it. For a small annual premium, we will insure your newly purchased items against loss or damage. This plan includes worldwide coverage, so your purchases are protected even on overseas trips.

 

What is covered

We will cover the cost of newly purchased items, anywhere in the world, if they are damaged or lost within 30 days of purchase due to:

  • Theft, while you are carrying or wearing them.
  • Burglary, if your items were stolen from inside your residence.
  • Accidental damage.

 

Benefits and premiums

Benefit
Coverage
(max. limit)

Purchase Protection

S$500
(excess applies)

Annual premium

Individual

S$5.61

Family

S$14.02

Golfer's Insurance

Protect your golf game anywhere you play

Annual premium:

S$86

You have invested a lot of time and effort into perfecting your golf game, so don't let common hazards keep you from the greens. Golfer's Insurance covers you worldwide against inconveniences such as damaged clubs, accidental injuries and club subscription fees if you are out of action.

 

What is covered

We cover:

  • Personal accidents suffered whilst playing or practising at any course or driving range in the world.
  • Medical expenses for injuries incurred during play or practice.
  • Personal liability coverage for payments made to third parties as a result of accidental personal injury or property damage whist you are playing.
  • Loss or damage to your golf equipment and personal effects.
  • Breakage of clubs while playing or practising.
  • Reimbursement for hospitality, food, and beverage expenses within 30 days after a certified hole-in-one.
  • Hire of replacement golf equipment.
  • Reimbursement for club membership fees if you are unable to play due to accident or injury.

 

Benefits and premiums

Benefit
Coverage
(max. limit)

24-hour personal accident cover

S$50,000

Medical expenses from golf accidents

S$1,000

Public liability protection

S$500,000

Loss or damage to golf equipment or personal effects
For personal effects, the maximum claim is S$300.

S$3,000

Breakage of clubs

S$500
(excess of S$50 applies)

Hole-in-one hospitality

S$1,000

Golfing equipment hire

S$100

Club subscription fees

S$500

Annual premium

Premium

S$86

Home Protection

Covers your home contents when you are overseas

Annual premium:

S$14.02

An empty home can be an easy target for burglars. If someone breaks in when you are out of town, we will make sure that you are well taken care of. For just S$14 a year, we will cover your home contents for up to S$10,000 in the event of a loss or damage caused by burglary.

 

What is covered

We will cover the contents of your home for up to S$10,000, against loss or damage caused by burglary while you are out of Singapore, for the first 30 days of your trip.

 

Benefits and premiums

Benefit
Coverage
(max. limit)

Home Protection While You Are Away

S$10,000
(excess applies)

Annual premiums

Premium

S$14.02

Personal Trip Liability

Covers you against legal liabilities when you travel

Annual premium:

Individual: S$13.80
Family: S$34.50

From as little as S$13.80 annually, you can protect yourself and your family against personal liability of up to S$10,000 while travelling anywhere in the world.

 

What is covered

We cover you during the first 30 days of your personal trip, i.e., travel for non-business related activities. We cover the amount (including all costs and expenses), which you are legally liable to pay to third parties in compensation for:

  • Accidental death or bodily injury to any person.
  • Accidental damage to third party property.

 

Benefits and premiums

Benefit
Coverage (max. limit)

Personal Trip Liability

S$10,000

Annual premium

Individual

S$13.80

Family

S$34.50

Personal Trip Effects

Covers your personal belongings during a trip

Annual premium:

Individual: S$5.61
Family: S$14.02

Don't let unexpected theft or damage to your belongings ruin your overseas trip. This plan covers the cost of repairing or replacing your personal belongings when you travel, including the cost to replace a stolen passport.

 

What is covered

We cover the following costs incurred during the first 30 days of your personal trip, i.e., travel for non-business related activities:

  • The cost of stolen or accidentally damaged luggage, personal effects, and identity documents.
  • Additional travel and accommodation expenses incurred to obtain a replacement for a stolen passport while abroad.

 

Benefits and premiums

Benefit
Coverage (max. limit)

Personal Trip Effects

S$500
(excess applies)

Annual premium

Individual

S$5.61

Family

S$14.02

Download: Policy wording / Brochure / Application form