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Overview

Higher building and contents cover for different types of HDB flats, with added family protection and the option to increase your home contents coverage.

 

The Public Housing Protection Plan safeguards you and your loved ones with coverage that extends beyond your HDB flat and household contents. For as little as $0.15 a day, you can enjoy peace of mind and financial protection with coverage of more than $680,000.  

Benefits

Building and home contents cover

Protect your home and household contents against mishaps like fires, break-ins and burst water pipes. Building and home contents coverage helps you rebuild your home and replace your personal belongings in case of damage or loss.

Added security for you and your family

If the unexpected happens, you and your immediate family will be protected with personal accident, medical expenses and personal liability benefits.  

Flexible cover

Coverage is tailored to the type of HDB flat you own, so you know your home is adequately protected. You also have the option to increase your home contents cover.

Help after a loss

Damage to your home could mean added costs for alternative accommodation. We will help with expenses for your temporary accommodation and also replace your locks and keys in case of a break-in.

Coverage

HDB flat owners who want coverage for building, home contents and personal protection, with the flexibility to increase home contents coverage.  

This plan is not for owners of landed homes, condominiums and private apartments.

Benefits

3-room flat or smaller

4-room flat

5-room flat

Executive flat

Building
Loss or damage to renovation items, fixtures and fittings caused by insured perils

Up to $100,000

Up to $150,000

Up to $200,000

Up to $250,000

Household contents
Loss or damage to household contents caused by insured perils

Up to $20,000

Up to $30,000

Up to $40,000

Up to $50,000

Household contents at temporary premises

Up to $3,000

Up to $4,500

Up to $6,000

Up to $7,500

Replacement of locks and keys
In case of theft by violent and forcible entry

Up to $250

Up to $250

Up to $250

Up to $250

Alternative accommodation expenses 
If your home becomes uninhabitable due to insured perils

Up to $3,000

Up to $4,500

Up to $6,000

Up to $7,500

Personal accident 
For you and your spouse aged 65 years and below

$30,000 each

$30,000 each

$30,000 each

$30,000 each

Medical expenses for accidental injury 
Medical reimbursement for you and your spouse aged 65 years and below

Up to $1,000 each

Up to $1,000 each

Up to $1,000 each

Up to $1,000 each

Worldwide personal liability
For you and your immediate family

Up to $500,000

Up to $500,000

Up to $500,000

Up to $500,000

Total sum insured

Up to $687,250

Up to $750,250

Up to $813,250

Up to $876,250

What it costs

Premium

3-room flat or smaller

4-room flat

5-room flat

Executive flat

Annual premium 
(Inclusive of 7% GST)

$54

$81

$107

$134

 

Optional cover

You can opt to increase your household contents cover at the rate of $26.75 (inclusive of 7% GST) per year for every $10,000 insured.

To file a claim, call our hotline at 6419 3000. Our customer service officer will attend to you, and if necessary, a loss adjustor will be appointed to assess the damage before we process your claim.

For detailed instructions and claims forms, visit the home insurance claims page.

View the list of PHPP FAQs.

Buy This Plan

To buy this plan, you can:

Downloads