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Full Benefits Comparison for Homes Advantage Package and Homes Advantage

Homes Advantage Package  
Homes Advantage
  Complete package with option to add extra building and contents cover Customisable cover, suitable for high-value items

Annual premium
(includes 7% GST)

S$199.82

S$285.42

S$394.56

Contact us or your producer today for a quote                   

Benefits

Building cover
Loss or damage to the building.

Up to S$85,000

Up to S$135,000

Up to S$225,000

Customised sum insured

- Loss of rent
 If your home is made uninhabitable due to an insured peril.                       

Up to 20% of building sum insured

- Landlord’s legal liability
Liability as a landlord to your tenants, due to accidental injury or property damage in your property.

S$1,000,000
Homes Advantage Package
Homes Advantage
 

Complete package with option to add extra building and contents cover

Customisable cover, suitable for high-value items

Annual premium
(includes 7% GST)

S$199.82

S$285.42

S$394.56

Contact us or your producer today for a quote

Benefits

Home contents
All-risks cover for your home contents, including furniture, clothing, personal belongings and valuables.

Up to S$20,000

Up to S$35,000

Up to S$50,000

Customised sum insured

- Household contents in commercial storage

Up to 20% of contents sum insured, or S$50,000, whichever is lower (excess applies)

- Home security system damaged due to theft

Up to S$1,000

- Locks and keys damaged due to theft or robbery

Up to S$500

- Loss of personal cash

Up to S$500

- Frozen food spoilage

Up to S$250 per occurrence (excess of S$50 applies)

- Fire-fighting appliances
If used or destroyed in a fire.

Up to S$500

 

Homes Advantage Package
Homes Advantage
 

Complete package with option to add extra building and contents cover

Customisable cover, suitable for high-value items

Annual premium
(includes 7% GST)

S$199.82

S$285.42

S$394.56

Contact your agent or broker for a quote

Benefits

Worldwide personal effects

Up to S$2,000

Up to S$2,000

Up to S$2,000

Optional add-on

- Medical expenses due to theft or robbery

Up to S$1,000 per occurrence

Up to S$1,000 per occurrence

Up to S$1,000 per occurrence

Up to S$1,000 per occurrence

- ATM assault

Up to S$1,000 per occurrence

Up to S$1,000 per occurrence

Up to S$1,000 per occurrence

Up to S$1,000 per occurrence

Worldwide personal liability

Up to S$1,000,000

Alternative accommodation
If your home is made uninhabitable due to insured perils.

Up to 10% of the building sum insured, 20% of the contents sum insured, or S$20,000 (whichever is lowest)