A plan that covers your basic car insurance needs, with a selection of quality authorised workshops for accident repairs.


AutoValue is a private car insurance plan that gives you essential protection for your car, your passengers and you, with benefits like personal accident cover and key replacement.

For accident repairs, you can choose from a selection of authorised workshops conveniently located throughout Singapore.




Cover for accidents

You and your passengers are covered in the event of death or permanent disability while travelling in your car. This benefit pays over and above any existing personal accident or life insurance policy which you or your passengers may have. 

Protection for car lock and keys

We'll pay for a locksmith or tow truck if you're accidentally locked out of your car. We'll also replace your car lock and key if it is damaged because of a break-in, robbery or theft.

Customisable coverage

The age condition option lets you qualify for a lower premium based on the age bracket you choose. Or you can lower your premium by adjusting your excess. For a little extra premium, you can also choose to have the use of a replacement car if yours is in the workshop for accident repairs (loss of use).


This plan is for owners of private non-continental cars looking for basic protection for car insurance needs.


Coverage (max. limit)

Personal accident cover for you 
In the event of death or permanent disability while traveling in a car


Replacement of car lock and keys

  • If you accidentally leave your key in the car and the car auto-locks itself
  • If your car key or lock is damaged in the event of a break-in, robbery or theft

(excess of S$50 plus GST applies)

Personal accident cover for passengers travelling in your car

S$10,000 for each passenger

Windscreen replacement cover

Unlimited windscreen replacement (excess of S$100 plus GST applies for each claim)

Medical expense
For passengers in the car including policyholder and authorised driver

S$300 each

Cover for liability to your passengers


Cover for third-party liability due to negligence of your passengers


Cover for loss or damage
Caused by an intentional act by a party during a strike, riot or lockout

Up to the market value of your car

Cover for damage caused by flood or windstorm

Up to the market value of your car

24-hour claims-related accident towing

Up to S$500 per accident

24-hour claims procedure enquiry hotline


Important notice

A Young and/or Inexperienced Driver Excess ("YIDR") of S$3,000 (before GST), in addition to the Policy Excess, applies to You or any Authorised Driver (named and unnamed) who is below the age of 23 (in case of All Age Condition policies) and/or has less than 2 years’ driving experience. The YIDR Excess is not applicable to Named Driver policies.

You can customise your coverage with the following options:

Loss of use

You can get a replacement car for up to 10 days, with guaranteed availability, while your car is at the workshop for accident repairs. We will drop off and pick up the replacement car at a location of your choice.

The additional premiums are:

Type of car

Additional premium*

1500cc – 1600cc car  


1800cc – 2000cc car  


*Inclusive of 7% GST

Age condition

You can reduce your premiums by opting for an age condition for your policy. Choose from the following age conditions:

  • All age condition
  • 30 years old and above age condition
  • 35 years old and above age condition
  • 40 years old and above age condition


Policy excess

You can increase your policy excess to a maximum of S$3,000 to lower your premiums.

NEW: Excess waiver for in-car camera

(Valid for all policies with an effective date between 1 November 2016 and 31 October 2017.)

You can enjoy a waiver of up to S$1,000 on your accident repair excess if you have an in-car camera installed in your vehicle. Terms and conditions apply, and you can read more here.


Policy Lifetime Repair Guarantee

From 1 August 2016, your own damage accident repairs carried out by any of our 8 designated authorised workshops come with a policy lifetime workmanship and paintwork repair guarantee for as long as you are insured with AIG. Terms and conditions apply, and you can read more here.


To file a claim, call our 24-hour Auto Assist hotline at 6338 6200 or visit the claims page.

  • AutoPlan – Premier car insurance with your choice of workshops
  • AutoPlus – Value-added car insurance with 24-hour roadside assistance and waiver of excess benefit  

View the list of Car Insurance FAQs.

Buy This Plan

To buy this plan, you can: