A value-added car insurance plan that goes beyond basic coverage with added benefits such as loss of use car replacement, excess waiver benefit and free 24-hour roadside assistance and towing service.


AutoPlus is a private car insurance plan that gives you extensive protection, including benefits such as a 24-hour roadside assistance and towing service, waiver of excess and loss of use car replacement. 

For accident repairs, you can choose from a selection of authorised workshops conveniently located throughout Singapore. If your car is less than 3 years old from the date of registration, you can also have it repaired at the sole agent’s workshop.


Brand new replacement car

We will pay for a brand new car of the same make and model if your car is damaged beyond repair and is less than 12 months old from the registration date.

Excess waiver for safe drivers

If you're entitled to a no-claim discount (NCD) of 50%, you can enjoy a full waiver of your policy excess up to $1,000. For an NCD entitlement of less than 50%, you enjoy 50% waiver of your policy excess of up to $500.

Complimentary 24-hour roadside assistance

With 24-hour towing service and roadside assistance to fix mechanical problems or change a flat tyre, you'll never be stranded when a breakdown occurs. This service is free for you, anywhere in Singapore.

Customisable coverage

The age condition option lets you qualify for a lower premium based on the age bracket you choose. Or you can lower your premium by adjusting your excess.    

Protection for car lock and keys

We'll pay for a locksmith or tow truck if you're accidentally locked out of your car. We'll also replace your car lock and key if it is damaged in a break-in, robbery or theft.

Loss of use

You can get a replacement car for up to 10 days, with guaranteed availability, while your car is at the workshop for accident repairs. We will drop off and pick up the replacement car at a location of your choice.


This plan is for private car owners who want quality repairs for their new cars and value-added coverage.


Coverage (max. limit)

Brand new replacement car

If the car is less than 12 months old from the registration date and is damaged beyond repair after an accidental collision

Full purchase price of a brand new car of the same make and model

Excess waiver for safe drivers

We will waive your accident repair excess for your first claim at AIG authorized workshops, depending on your NCD.

Up to $1,000 for 50% NCD or
Up to $500 for 0% to 40% NCD

Loss of Use

We will provide you with a replacement car with guaranteed availability

Up to 10 days

Personal accident cover for you

In the event of death or permanent disability while traveling in a car


Replacement of car lock and keys
  • If you accidentally leave your key in the car and the car auto-locks itself
  • If your car key or lock is damaged in the event of a break-in, robbery or theft

(excess of $50 plus GST applies)

Personal accident cover for passengers travelling in your car

$10,000 for each passenger

Windscreen replacement cover

Unlimited windscreen replacement
(excess of $100 plus GST applies for each claim)

Medical expense cover

For passengers in the car including policyholder and authorised driver

$300 each

Cover for liability to your passengers


Cover for third-party liability due to negligence of your passengers


Cover for loss or damage

Caused by an intentional act by a party during a strike, riot or lockout

Up to the market value of your car

Cover for damage caused by flood or windstorm

Up to the market value of your car

24-hour claims-related accident towing

Up to $500 per accident

24-hour roadside assistance Free

24-hour claims procedure enquiry hotline


Important notice

A Young and/or Inexperienced Driver Excess ("YIDR") of S$3,000 (before GST), in addition to the Policy Excess, applies to You or any Authorised Driver (named and unnamed) who is below the age of 23 (in case of All Age Condition policies) and/or has less than 2 years’ driving experience. The YIDR Excess is not applicable to Named Driver policies.

You can customise your coverage with the following options:

Age condition

You can reduce your premiums by opting for an age condition for your policy. The different age conditions are:

  • All age condition
  • 30 years old and above age condition
  • 35 years old and above age condition
  • 40 years old and above age condition

Policy excess

You can increase your policy excess to a maximum of $3,000 to lower your premiums.

Policy Lifetime Repair Guarantee

From 1 August 2016, your own damage accident repairs carried out by any of our 8 designated authorised workshops come with a policy lifetime workmanship and paintwork repair guarantee for as long as you are insured with AIG. Terms and conditions apply and you can access them in the Downloads section.

To file a claim, call our 24-hour Auto Assist hotline at 6338 6200 or visit the claims page.

  • AutoPlan – Premium car insurance with your choice of workshops
  • AutoValue – For all your basic car insurance needs

View the list of Car Insurance FAQs.

Buy This Plan

To buy this plan, you can: