Latest News

AIG now offers First-in-the-market enhanced benefits to its Auto insurance customers.

Effective 1st March 2017, AIG customers will enjoy a slew of enhanced “first-in-the-market” value-added benefits including Unlimited Loss of Use* of a courtesy car and Extended New for Old Replacement* (increased from 12 to 36 months)!
These are on top of the new benefits introduced in 2016 for Policy Lifetime Repair Guarantee* and up to S$1,000 Excess Waiver when you provide us with in-car camera footage of accidents you are involved in*.

* Terms and conditions apply


A car insurance plan that gives you comprehensive coverage including your choice of workshops for accident repairs.

AutoPlan is a private car insurance plan that gives you the flexibility to send your car to any workshop for accident repairs.
The comprehensive coverage includes a new-for-old replacement car and personal accident cover for everyone in your car.


Brand new replacement car

We will pay for a brand new car of the same make and model if your car is damaged beyond repair and is less than 36 months old from the registration date.

Your choice of workshop

You're not restricted on your choice of workshop for repairing your car after an accident. You can send it to any workshop in Singapore, including sole agents’ workshops.

Protection for car lock and keys

We'll pay for a locksmith or tow truck if you're accidentally locked out of your car. We'll also replace your car lock and key if it is damaged because of a break-in, robbery or theft.    

Cover for accidents

You and your passengers are covered in the event of death or permanent disability while travelling in your car. This benefit pays over and above any existing personal accident or life insurance policy you or your passengers may have.

Customisable coverage

The age condition option lets you qualify for a lower premium based on the age bracket you choose. Or you can lower your premium by adjusting your excess. For a little extra premium, you can also choose to have the use of a replacement car if yours is in the workshop for accident repairs (loss of use).


This plan is for private car owners who want to be able to choose their preferred repair workshop and customise the coverage they need. 


Coverage (max. limit)

Brand new replacement car
If the car is less than 36 months old from the registration date and is damaged beyond repair after an accidental collision

Full purchase price of a brand new car of the same make and model

Personal accident cover for you
In the event of death or permanent disability while traveling in a car


Replacement of car lock and keys

  • If you accidentally leave your key in the car and the car auto-locks itself
  • If your car key or lock is damaged in the event of a break-in, robbery or theft

(excess of S$50 plus GST applies)

Accident repairs at the workshop of your choice

Car can be repaired at a workshop of your choice, including sole agents workshop

Personal accident cover for passengers travelling in your car

Up to S$10,000 for each passenger

Windscreen replacement cover

Unlimited windscreen replacement
(excess of S$100 plus GST applies for each claim)

Medical expense cover
For passengers in the car, including  policyholder and authorised driver

Up to S$300 each

Cover for liability to your passengers


Cover for third-party liability due to negligence of your passengers


Cover for loss or damage
Caused by an intentional act by a party during a strike, riot or lockout

Up to the market value of your car

Cover for damage caused by flood or windstorm

Up to the market value of your car

24-hour claims-related accident towing

Up to S$300 per accident

24-hour claims procedure enquiry hotline


Important notice

A Young and/or Inexperienced Driver Excess ("YIDR") of S$3,000 (before GST), in addition to the Policy Excess, applies to You or any Authorised Driver (named and unnamed) who is below the age of 23 (in case of All Age Condition policies) and/or has less than 2 years’ driving experience. The YIDR Excess is not applicable to Named Driver policies.


* Terms and conditions apply


You can customise your coverage with the following options:

Unlimited Loss of Use

Get a courtesy car for as long as you need it!

Your lifestyle doesn’t have to be disrupted by an accident. Unlike other insurers who only provide up to S$50 to cover your daily transportation, we will provide you with a replacement car, delivered to your doorstep. The courtesy car is yours to use for as long as your vehicle is being repaired, without any limit on the number of days.

The additional premiums are:

Type of car

Additional premium*

1500cc – 1600cc car   


1800cc – 2000cc car  


*Inclusive of 7% GST


Age condition

You can reduce your premium by opting for an age condition for your policy. Choose from the following age conditions:

  • All age condition
  • 30 years old and above age condition
  • 35 years old and above age condition
  • 40 years old and above age condition


Policy excess

You can increase your policy excess up to a maximum of S$3,000 to lower your premium.

NEW: Excess waiver for in-car camera

(Valid for all policies with an effective date between 1 November 2016 and 31 October 2017.)

You can enjoy a waiver of up to S$1,000 on your accident repair excess if you have an in-car camera installed in your vehicle. Terms and conditions apply, and you can read more here.


Policy Lifetime Repair Guarantee

From 1 August 2016, your own damage accident repairs carried out by any of our 8 designated authorised workshops come with a policy lifetime workmanship and paintwork repair guarantee for as long as you are insured with AIG. Terms and conditions apply, and you can read more here.


To file a claim, call our 24-hour Auto Assist hotline at 6338 6200 or visit the claims page.

  • AutoPlus – Value-added car insurance with 24-hour roadside assistance and waiver of excess benefit
  • AutoValue – For all your basic car insurance needs

View the list of Car Insurance FAQs.

Buy This Plan

To buy this plan, you can: